For accounts held in Luxembourg
J.P. Morgan Bank Luxembourg S.A.
Registered address: European Bank and Business Centre, 6 route de Treves, L-2633, Senningerberg, Luxembourg
Registration number: B 10958
J.P. Morgan Bank Luxembourg S.A. is incorporated under Luxembourg law and supervised by the Commission de Surveillance du Secteur Financier (CSSF) in Luxembourg and the European Central Bank (ECB).
Notice regarding EU e-commerce information and UK Companies Act 2006 requirements
For services provided from the UK:
Rules and legislation in the UK implementing the European Union's Electronic Commerce Directive (the "
") require us to make certain disclosures to recipients of certain electronic communications and services provided from the UK. These disclosures are set out below.
The information set out below is given by JPMorgan Chase Bank, N.A. London Branch, in relation to all of the services within the scope of the E-Commerce Rules, which they may provide to you via J.P. Morgan ACCESS
Company, place of registration and number
FSA Registration Number
JPMorgan Chase Bank, N.A. London Branch
- organized under the laws of U.S.A. with limited liability. Main Office 1111 Polaris Parkway, Columbus, Ohio 43240
- registered as a branch in England & Wales
- branch number BR000746
25 Bank Street, London, E14 5JP, UK
397 2498 93
For Chile Accounts
Learn about the state guarantee on deposits in your bank or at
Infórmese sobre la garantía estatal a los depósitos en su banco o en
Wholesale Client Notice: Potential Impact on Payment and Settlement Activity if JP Morgan Group Experiences a Material Adverse Event
This is a notice to inform our wholesale customers and account holders that JP Morgan Group's (the "Firm") ability to provide certain payment and settlement activities may be disrupted if we were to experience a material adverse event, including but not limited to, operational disruption caused by natural disaster or human error, misconduct, malfeasance or failure, disruption in the functioning of one or more payment systems or settlement venues for any reason or the implementation of our 'resolution plan' in connection with JPMorgan Chase & Co.'s ("JPMC") material financial distress or failure.
In a potential resolution scenario, such as the one described in our resolution plan, or owing to certain other material adverse events, the Firm could face significant liquidity pressures and a heightened risk of being unable to fully fund payment or settlement-related obligations for our wholesale clients, potentially resulting in a disruption of payment or settlement activities at one or more venues. Under such conditions, the Firm may discontinue or limit intraday credit, which helps facilitate payment and settlement activity or may require prefunding of certain transactions. It is important for you to consider the potential impact of a resolution scenario or other material adverse event, including the need to (1) maintain sufficient funds with the Firm to prefund your payment and settlement activity; and/or (2) establish relationships with alternative payment or settlement providers, as applicable, who may continue to extend intraday credit and process transactions without a pre-funding requirement in such a scenario.
Generally, the Firm is not legally obligated to provide intraday credit or allow transactions without prefunding, and generally does so on a discretionary basis as an accommodation to its customers. Accordingly, absent any other obligation, in a potential resolution scenario or other material adverse event the Firm may discontinue or limit the provision of intraday credit or may require the prefunding of certain transactions, resulting in the suspension or rejection of unfunded transactions. In such circumstance, you will need to track and forecast your real-time cash availability in your payments and settlements accounts to ensure that adequate funds are available to meet your payment and settlement needs.
If you do not monitor intraday activity, you will need to either adjust your activity with us or ensure that your accounts have sufficient funds to avoid the need for intraday credit. In some cases, this may require pre-funding of gross payment and settlement obligations on the morning of the relevant transaction date, or earlier. Regardless of prefunding, payments and settlement of transactions might not occur until the end of the relevant transaction day.
If you have any questions regarding this notice, please contact your Client Service Account Manager.
 Section 165(d) of the Dodd-Frank Wall Street Reform and Consumer Protection Act requires that bank holding companies with total consolidated assets of $50 billion or more, including JPMC periodically submit a 'resolution plan' to the Board of Governors of the Federal Reserve System (Federal Reserve) and the Federal Deposit Insurance Corporation (FDIC). Each resolution plan, commonly known as a living will, must describe the company's strategy for rapid and orderly resolution in the event of material financial distress or failure of the company, and include both public and confidential sections. JPMC submits its resolution plan to the Federal Reserve and FDIC annually and the public section is available on their websites. The resolution plan is not binding on a bankruptcy court or other resolution authority, and the failure scenarios and associated assumptions set forth in the resolution plan are hypothetical and do not necessarily reflect an event or events to which JPMC and its subsidiaries are or may become subject.
Notice to Clients of the Corporate & Investment Bank which are ERISA plans, plan fiduciaries or representatives, participants or beneficiaries, individualized retirement accounts (IRA) or IRA owners
Unless otherwise specified, documents, materials or information found on public websites maintained by the J.P. Morgan Corporate & Investment Bank and/or the J.P. Morgan Commercial Bank, operating through JPMorgan Chase Bank, N.A. and J.P. Morgan Securities LLC and other affiliates (collectively, the "J.P. Morgan Entities") are intended to be general communications or educational materials provided for informational purposes only, and examples used in such documents, materials or information are generic, hypothetical and for illustration purposes only. Such documents, materials or information are not directed to you as or designed to be a recommendation for any specific investment property, strategy, portfolio composition, persons to provide investment advisory or management services, or other similar purposes, and should not be understood to be based on your particular investment needs, and should not be construed as a suggestion by the J.P. Morgan Entities, its affiliates or representatives that the recipient or any other person take or refrain from taking a specific course of action or any action at all. Documents, materials or information provided in connection with sales and marketing activities of the J.P. Morgan Corporate & Investment Bank and/or the J.P. Morgan Commercial Bank are not impartial and are not intended to constitute advice given in a fiduciary capacity in connection with any transaction. Personnel of the J.P. Morgan Corporate & Investment Bank and/or the J.P. Morgan Commercial Bank are not authorized to provide investment recommendations or investment advice to you or enter into Transactions with you involving the giving of investment recommendations or investment advice other than on the basis of one or more exceptions available under 29 C.F.R. § 2510.3-21 (including the exception for transactions with independent fiduciaries with financial expertise). The receipt by you of any such documents, materials or information is subject to your agreement with and acknowledgement of the foregoing.